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Our Services

Your ESOP may be one of the biggest pieces of your retirement savings. We help you figure out what to do with it and how it fits with everything else you have planned for retirement.

1

Diversify Your ESOP

If a large part of your retirement savings is tied up in company stock, you may want to consider diversification. We help you understand your ESOP options and how each option could affect your retirement plan. Then we help you decide how your ESOP fits with your other savings, investments, and income needs.

2

Manage Your Investments

If you roll your ESOP proceeds into an IRA, we can manage those investments as part of your retirement plan. We build an investment strategy around your goals, the income you’ll need in retirement, how long your money may need to last, and how comfortable you are with investment risk.

3

Pay Yourself a Retirement Paycheck

You’ve spent your career receiving a paycheck. Retirement means figuring out where that paycheck will come from next. We help you create a plan for drawing monthly income from your retirement savings and coordinate it with Social Security, pensions, and other income you may receive.

4

Answer the Big Questions (and the Small Ones)

When should I take Social Security? Can I afford to help my kids? Should I pay off my mortgage? How much can I spend in retirement? We help you work through these questions and understand how one decision may affect another.

5

Coordinate the Rest

Retirement decisions can affect your taxes, insurance, and estate planning, too. We work with your accountant, attorney, and insurance professional so everyone understands what you’re trying to accomplish and how the different pieces work together.

Financial planner meeting with clients

Ready to Talk About Your ESOP?

You don’t have to figure out retirement on your own. That’s what we’re here for.

If you're 55+ with more than $1 million saved, including your ESOP, schedule a conversation with Peter to talk about what’s ahead and whether Peak Wealth Planning may be a good fit.

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