Legal Disclosures & Website Terms
Last updated: July 1, 2025
About My ESOP Planner
My ESOP Planner is a service of Peak Wealth Planning, LLC, a Registered Investment Adviser (RIA) headquartered in Illinois. While My ESOP Planner is designed to address the unique financial planning needs of Employee Stock Ownership Plan (ESOP) participants and stakeholders, all financial planning and investment advisory services are provided through Peak Wealth Planning, LLC.
With over a decade of experience, Peak Wealth Planning delivers personalized wealth strategies and disciplined portfolio management to professionals and business owners. As fiduciaries, we are obligated to act in your best financial interest at all times.
Peak Wealth Planning does not offer legal or accounting services. Information related to estate, tax, and legal planning is general in nature and should not be construed as legal or tax advice. Please consult a qualified attorney or tax professional for guidance tailored to your situation.
All content provided on this website is for informational purposes only and should not be interpreted as personalized investment advice.
Registration & Jurisdiction
Peak Wealth Planning is registered with the State of Illinois, and only conducts business in states where it is properly registered or is excluded from registration requirements. Registration is not an endorsement of the firm by securities regulators and does not mean the advisor has achieved a specific level of skill or ability.
This website is intended for U.S. residents only. Services may not be available in all jurisdictions and are subject to applicable law and regulations.
Fiduciary Standard
We adhere to the fiduciary standard under the Investment Advisers Act of 1940 and follow the CFA Institute Code of Ethics and Standards of Professional Conduct. This includes full transparency, avoiding conflicts of interest, and recommending strategies aligned with your goals and circumstances.
Compensation & Fee Schedule
The firm is compensated primarily through asset-based advisory fees, disclosed in our Form ADV Part 2A Brochure available on the SEC’s Investment Adviser Public Disclosure website. Fees are billed quarterly in arrears and apply to managed accounts such as IRAs, trusts, brokerage accounts, and Roth IRAs.
We do not receive commissions for recommending specific mutual funds, stocks, or investment products. However, in some cases, we may receive commissions for insurance products –– such as life insurance or long-term care –– when these are incorporated into your financial plan.
Investment Risk Disclosure
All investments carry risk. Past performance is no guarantee of future results. Market conditions, interest rates, economic and political events, and company-specific factors can all impact investment outcomes. Diversification and asset allocation can help manage risk but do not eliminate the possibility of investment loss. No strategy or financial plan can assure success or protect against all losses.
Different types of investments involve varying degrees of risk, and there can be no assurance that any investment or strategy will be suitable or profitable for a client's portfolio. All investment strategies have the potential for profit or loss. Asset allocation, rebalancing, and diversification will not necessarily improve an investor’s returns and cannot eliminate the risk of investment losses. Insurance product guarantees are subject to the claims-paying ability of the issuing insurance company.
Website & Media Disclosures
Photographs on this website are used solely for visual enhancement and do not depict actual clients.
Hyperlinks to third-party websites are provided for informational convenience. Peak Wealth Planning is not responsible for the accuracy or content of external sites.
We also share educational content and financial insights via platforms such as Facebook, LinkedIn, and YouTube. Posts are not personalized investment advice. We do not share personal or account information via social media.
All website content—including text, graphics, and downloadable materials—is the intellectual property of Peak Wealth Planning, LLC and may not be reproduced, republished, or distributed without written permission.
Regulatory Resources
To review our registration, disciplinary history, or that of your investment professional, visit:
For a comprehensive overview of our services, fees, and policies, please refer to our Form ADV Part 2A Brochure.
Contact & Support
If you have questions regarding our services, disclosures, or your personal financial plan, please contact us:
Email: info [at] peakwealthplanning [dot] com (replace [at] with @ and [dot] with .)
Phone: 217-303-5040
Please do not share sensitive personal information via email.